Utilizing Reinsurance for Capital Management

Douglas Lum, Managing Director, Life Reinsurance Operations Although the markets are showing signs of recovery since the financial crisis from 2008, there continues to be the looming uncertainty of the full recovery of the global economies. Europe is still not out of...

The Future of Medical Underwriting

“It took three months for one of my colleagues to get a recent life insurance application approved, two of which were caused by the delay in getting an Attending Physician Statement (APS) from her family doctor. Physicians, in general, are not overly cooperative with...