Accident & Health
Collaborate with RMA, one of the industry’s most experienced teams, to help manage your business with Accident and Health insurance & reinsurance.
RMA is licensed to distribute and transact Life and Accident & Sickness Insurance in all Canadian provinces. Our wide range of partners includes the Lloyd’s of London Market, Canadian and International Specialty Carriers as well as Ancillary Benefits providers. RMA’s deep understanding of Accident &Health products enables us to provide unparalleled support to insurers and benefits consultants in developing customized client solutions.
Our solutions supplement the products available in the traditional marketplace, and our longstanding relationships with Specialty A&H carriers enable us to tailor solutions to the unique requirements of our clients.
Accident & Health Products
Accidental Death & Dismemberment
Disability & Critical Illness
Extended Healthcare & Prescription Drugs
Travel & Crisis Management
Special Risk Coverage
Our products may be tailored to accommodate a variety of unique risk situations including, but not limited to:
- High Limit and Keyman Coverage
- Special Groups – Students, Sports Teams Volunteers and Associations
- Travel – Accident and Emergency Medical
- Unusual or Hazardous Avocation and Occupation
- Mobile Workforce – Expat/Inpat
- Aircraft – Owned or Leased
- Loss of License – Aviation, Marine and Other
- War & Terrorism – Coverage Add-on
- Prescription Drugs – Group Aggregrate Stop-Loss
Accident & Health Reinsurance
Our team’s extensive knowledge in the reinsurance and retrocession business covers a wide range of short-term accident and health risks on a facultative, treaty, and whole portfolio basis.
Services
- Reinsurance program design
- High-quality reinsurance capacity
- Reinsurance treaty and policy wording
- Portfolio management and administration
- Underwriting, pricing, and risk assessment
- Actuarial consulting
- Product development
- Claims adjudication and litigation support
- Auditing services
- Analysis of new insurance products and territories
Methods
- Quota share
- Surplus of lines or variable quota share
Non-proportional:
- Per person or per risk excess of loss
- Known or unknown clash excess of loss
- Multi-life catastrophe excess of loss
- Aggregate mortality or morbidity stop loss
Resources
Flyers
Start a Quote
Top-Up Disability Coverage
Group/Association Accident Coverage
Travel Medical
Participent Accident
Accident & Health Questions
The RMA team is always available to help with your insurance and reinsurance needs. Reach out to our team anytime to get started on a quote or ask questions: aandh@rmacan.com