Resources

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Changes in the Canadian Prescription Drugs Landscape

Over the last few years, a number of changes that have the potential of significantly altering the funding, pricing and delivery of prescription drugs have been under consideration in Canada. The reform to the Patented Medicines Pricing Review...

Utilizing Reinsurance for Capital Management

Douglas Lum, Managing Director, Life Reinsurance Operations Although the markets are showing signs of recovery since the financial crisis from 2008, there continues to be the looming uncertainty of the full recovery of the global economies....

Creditor Insurance – Debunking Some of the Myths

Ed Yeung, Vice President, Insurance Products Having worked in the creditor insurance world for over a decade, people often ask me, “Isn’t that creditor stuff a rip off?” While at first glance, it might seem that way, there are indeed...

The Future of Medical Underwriting

“It took three months for one of my colleagues to get a recent life insurance application approved, two of which were caused by the delay in getting an Attending Physician Statement (APS) from her family doctor. Physicians, in general, are not...

The Evolution of Underwriting – Where are we heading?

Cecilia Torrejan, AVP and Chief Underwriter, Life Reinsurance Underwriting, simply put, is the method by which insurance companies assess individual life risks for the likelihood of a claim. Over time, the practice of underwriting has evolved...

Marijuana and Legalization

History The origins of marijuana date back to the Han dynasty in China when it was used mainly for medicinal purposes to treat inflammation, nausea and malaria. It was brought to the West by the Spanish in the late 1500s, first to Chile and...

SOA Life Reinsurance Survey Results

We at RMA are proud to share some news with you. Each year the SOA Reinsurance Section publishes an important market share survey of the US and Canadian life reinsurance markets (popularly called the “Munich Survey” since it’s administered by...

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