Changes in the Canadian Prescription Drugs Landscape

Over the last few years, a number of changes that have the potential of significantly altering the funding, pricing and delivery of prescription drugs have been under consideration in Canada. The reform to the Patented Medicines Pricing Review Board and the...

Utilizing Reinsurance for Capital Management

Douglas Lum, Managing Director, Life Reinsurance Operations Although the markets are showing signs of recovery since the financial crisis from 2008, there continues to be the looming uncertainty of the full recovery of the global economies. Europe is still not out of...

Creditor Insurance – Debunking Some of the Myths

Ed Yeung, Vice President, Insurance Products Having worked in the creditor insurance world for over a decade, people often ask me, “Isn’t that creditor stuff a rip off?” While at first glance, it might seem that way, there are indeed advantages to this type of...