{"id":772,"date":"2021-06-16T20:16:53","date_gmt":"2021-06-16T20:16:53","guid":{"rendered":"https:\/\/172.206.104.62\/rma\/?page_id=772"},"modified":"2025-09-23T23:10:59","modified_gmt":"2025-09-23T23:10:59","slug":"life-reinsurance","status":"publish","type":"page","link":"https:\/\/rmacan.com\/?page_id=772","title":{"rendered":"Life Reinsurance"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Header&#8221; _builder_version=&#8221;4.16&#8243; background_image=&#8221;https:\/\/172.206.104.62\/rma\/wp-content\/uploads\/sites\/8\/2021\/04\/header_graphs.png&#8221; background_position=&#8221;top_right&#8221; custom_margin=&#8221;||-2px|||&#8221; custom_padding=&#8221;54px|0px|129px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; max_width=&#8221;1200px&#8221; custom_margin=&#8221;|auto|-3px|auto||&#8221; custom_padding=&#8221;0px|43px|38px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|0px||40px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;Lato||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;22px&#8221; text_line_height=&#8221;1.4em&#8221; header_font=&#8221;Lato|900|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;60px&#8221; header_line_height=&#8221;1.2em&#8221; width=&#8221;100%&#8221; max_width=&#8221;800px&#8221; custom_margin=&#8221;30px||36px|||&#8221; custom_margin_tablet=&#8221;||30px|&#8221; custom_margin_phone=&#8221;0px||||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding=&#8221;11px|23px||||&#8221; custom_padding_tablet=&#8221;11px|73px||||&#8221; custom_padding_phone=&#8221;0px|7px||7px|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;24px&#8221; text_font_size_phone=&#8221;21px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;50px&#8221; header_font_size_phone=&#8221;36px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Life Reinsurance<\/h1>\n<p>RMA has a team of skilled professionals to advise your firm on life reinsurance solutions.<br \/>\n[\/et_pb_text][et_pb_button button_url=&#8221;#risk&#8221; button_text=&#8221;Take a look at what RMA has to Offer&#8221; _builder_version=&#8221;4.16&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#003057&#8243; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;rgba(0,0,0,0)&#8221; button_border_radius=&#8221;50px&#8221; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Lato|900||on|||||&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; background_layout=&#8221;dark&#8221; custom_padding=&#8221;15px|40px|15px|40px|true|true&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Header&#8221; _builder_version=&#8221;4.16&#8243; background_enable_image=&#8221;off&#8221; background_size=&#8221;contain&#8221; background_position=&#8221;top_center&#8221; custom_padding=&#8221;15px|0px|0|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_color=&#8221;#BC9339&#8243; width=&#8221;100%&#8221; max_width=&#8221;81%&#8221; max_width_tablet=&#8221;&#8221; max_width_phone=&#8221;87%&#8221; max_width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;0px|auto||auto|false|false&#8221; custom_padding=&#8221;32px|40px|32px|40px|true|true&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_slide=&#8221;2%&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_horizontal=&#8221;30px&#8221; box_shadow_vertical=&#8221;30px&#8221; box_shadow_blur=&#8221;60px&#8221; box_shadow_spread=&#8221;-10px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.5)&#8221; use_custom_width=&#8221;on&#8221; width_unit=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;17px&#8221; text_orientation=&#8221;center&#8221; width=&#8221;85%&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Our team includes seasoned practitioners in all facets of the life insurance industry including actuarial, administration, claims management, marketing, and underwriting.<\/strong><\/p>\n<p><span>Whether your goal is to manage capital, increase underwriting capacity, mitigate volatility due to biometric risks, manage earnings volatility, acquire covers for overall portfolio protection, or source support from specialized risk facilities, RMA can help you chart your course.<\/span> We work closely with client companies, reinsurance partners and capital markets, structuring programs and building sustainable relationships that achieve results.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;83px|||||&#8221; custom_padding=&#8221;21px||30px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; width=&#8221;100%&#8221; max_width=&#8221;1200px&#8221; custom_margin=&#8221;6px|auto||auto||&#8221; custom_padding=&#8221;0px|||||&#8221; use_custom_width=&#8221;on&#8221; custom_width_px=&#8221;650px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text module_id=&#8221;risk&#8221; module_class=&#8221;risk&#8221; _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;||||||||&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Lato|700|||||||&#8221; header_2_font_size=&#8221;48px&#8221; header_2_line_height=&#8221;1.2em&#8221; custom_padding=&#8221;7px|||30px||&#8221; hover_enabled=&#8221;0&#8243; header_2_font_size_tablet=&#8221;32px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; border_color_all=&#8221;#fc703d&#8221; border_width_left=&#8221;5px&#8221; border_color_left=&#8221;#9B5306&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>RMA&#8217;s Services<em><\/em><span style=\"color: #ed159a;\"><em><br \/><\/em><\/span><\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#0A0000&#8243; text_font_size=&#8221;17px&#8221; width=&#8221;85%&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>With a range of tailored services, our team can help your firm manage risk and enhance performance.<br \/> RMA offers:<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; custom_padding=&#8221;6px||2px|||&#8221; use_custom_width=&#8221;on&#8221; custom_width_px=&#8221;650px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;Lato|900|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#0A0000&#8243; header_font_size=&#8221;22px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.6em&#8221; body_text_align=&#8221;left&#8221; body_text_color=&#8221;#0A0000&#8243; body_font_size=&#8221;16px&#8221; body_link_font=&#8221;||||on||||&#8221; body_link_text_color=&#8221;#FFFFFF&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;||-3px|||&#8221; custom_padding=&#8221;0px|||20px|false|false&#8221; animation=&#8221;off&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Reinsurance review and program design<\/li>\n<li>Reinsurance administration<\/li>\n<li>Claims management<\/li>\n<li>Market intelligence<\/li>\n<li>Pricing<\/li>\n<\/ul>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;Lato|900|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#0A0000&#8243; header_font_size=&#8221;22px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.6em&#8221; body_text_align=&#8221;left&#8221; body_text_color=&#8221;#0A0000&#8243; body_font_size=&#8221;16px&#8221; body_link_font=&#8221;||||on||||&#8221; body_link_text_color=&#8221;#FFFFFF&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;|21px||4px|false|false&#8221; custom_padding_tablet=&#8221;|||35px|false|false&#8221; custom_padding_phone=&#8221;|||6px|false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; animation=&#8221;off&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Portfolio management and analytics<\/li>\n<li>Treaty review and analysis<\/li>\n<li>Audit<\/li>\n<li>Training<\/li>\n<li>Capital management<\/li>\n<\/ul>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;-8px|||||&#8221; custom_padding=&#8221;0px||15px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; 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header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; border_color_all=&#8221;#fc703d&#8221; border_width_left=&#8221;5px&#8221; border_color_left=&#8221;#BC9339&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><span>Reinsurance Solutions<\/span><\/h2>\n<p><span style=\"font-size: large;\">RMA has the capacity to support you with a variety of reinsurance options:<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; min_height=&#8221;159px&#8221; custom_margin=&#8221;-30px|auto|24px|auto||&#8221; custom_padding=&#8221;6px||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;Lato|900|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#0A0000&#8243; header_font_size=&#8221;22px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.6em&#8221; body_text_align=&#8221;left&#8221; body_text_color=&#8221;#0A0000&#8243; body_font_size=&#8221;16px&#8221; body_link_font=&#8221;||||on||||&#8221; body_link_text_color=&#8221;#FFFFFF&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;0px|||20px|false|false&#8221; animation=&#8221;off&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>YRT quota share from first dollar or excess of retention<\/li>\n<li>Aggregate Mortality Stop Loss<\/li>\n<li>Excess of Loss Per Life<\/li>\n<li>Coinsurance \/ Modified Coinsurance \/ Coinsurance Funds Withheld<\/li>\n<\/ul>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; 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custom_padding=&#8221;0px||20px|20px|false|false&#8221; animation=&#8221;off&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p class=\"p1\"><a href=\"https:\/\/rmacan.com\/wp-content\/uploads\/sites\/8\/2025\/09\/RMA-Life-Re-Division.pdf\" target=\"_blank\" rel=\"noopener\">Life Reinsurance Overview<\/a><\/p>\n<p>[\/et_pb_blurb][et_pb_blurb icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.27.4&#8243; header_font=&#8221;Lato|900|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#0A0000&#8243; header_font_size=&#8221;22px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.6em&#8221; body_text_align=&#8221;left&#8221; body_text_color=&#8221;#003057&#8243; body_font_size=&#8221;16px&#8221; body_link_font=&#8221;|700|||on|||#849FB5|&#8221; body_link_text_color=&#8221;#849FB5&#8243; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; 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