{"id":755,"date":"2021-06-16T20:12:18","date_gmt":"2021-06-16T20:12:18","guid":{"rendered":"https:\/\/172.206.104.62\/rma\/?page_id=755"},"modified":"2026-05-07T18:05:31","modified_gmt":"2026-05-07T18:05:31","slug":"accident-health","status":"publish","type":"page","link":"https:\/\/rmacan.com\/?page_id=755","title":{"rendered":"Accident &amp; Health"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; specialty=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/172.206.104.62\/rma\/wp-content\/uploads\/sites\/8\/2021\/04\/accidentandhealth-plane-header-2.png&#8221; custom_padding=&#8221;52px||109px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(0,0,0,0)&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;|-1px||-1px|false|true&#8221; custom_padding=&#8221;12px|0px|0px|0px|false|true&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;Lato||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;22px&#8221; text_line_height=&#8221;1.4em&#8221; header_font=&#8221;Lato|900|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;60px&#8221; header_line_height=&#8221;1.2em&#8221; width=&#8221;100%&#8221; max_width=&#8221;800px&#8221; custom_margin=&#8221;|-38px|22px|-3px||&#8221; custom_margin_tablet=&#8221;||30px|&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding=&#8221;11px|0px||||&#8221; text_font_size_tablet=&#8221;24px&#8221; text_font_size_phone=&#8221;16px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;50px&#8221; header_font_size_phone=&#8221;32px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Accident &amp; Health<\/h1>\n<p>Collaborate with RMA, one of the industry\u2019s most experienced teams, to help manage your business with Accident and Health insurance &amp; reinsurance.[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; 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background_enable_image=&#8221;off&#8221; background_size=&#8221;contain&#8221; background_position=&#8221;top_center&#8221; custom_padding=&#8221;0px|0px|0|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.4&#8243; background_color=&#8221;#FFFFFF&#8221; width=&#8221;70%&#8221; max_width=&#8221;81%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;16px|auto||auto|false|false&#8221; custom_padding=&#8221;42px|0px|55px|0px|false|true&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;32px|20px|32px|20px|true|true&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_slide=&#8221;2%&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;20px&#8221; box_shadow_spread=&#8221;-15px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.39)&#8221; use_custom_width=&#8221;on&#8221; width_unit=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#0A0000&#8243; text_font_size=&#8221;16px&#8221; text_orientation=&#8221;center&#8221; width=&#8221;90%&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;1px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>RMA is licensed to distribute and transact Life and Accident &amp; Sickness Insurance in all Canadian provinces. Our wide range of partners includes the Lloyd\u2019s of London Market, Canadian and International Specialty Carriers as well as Ancillary Benefits providers. RMA&#8217;s deep understanding of Accident &amp;Health products enables us to provide unparalleled support to insurers and benefits consultants in developing customized client solutions.<\/p>\n<p><span style=\"font-size: 17px;\">Our solutions supplement the products available in the traditional marketplace, and our longstanding relationships with Specialty A&amp;H carriers enable us to tailor solutions to the unique requirements of our clients.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#quote&#8221; button_text=&#8221;Start a Quote&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#003057&#8243; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;rgba(0,0,0,0)&#8221; button_border_radius=&#8221;50px&#8221; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Lato|900||on|||||&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; background_layout=&#8221;dark&#8221; custom_padding=&#8221;15px|40px|15px|40px|true|true&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Services&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;71px|||||&#8221; custom_padding=&#8221;1px|0px|0|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; width=&#8221;100%&#8221; max_width=&#8221;1200px&#8221; custom_margin=&#8221;6px|auto||auto||&#8221; custom_padding=&#8221;0px|||||&#8221; use_custom_width=&#8221;on&#8221; custom_width_px=&#8221;650px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text module_id=&#8221;ahinsurance&#8221; module_class=&#8221;ahinsurance&#8221; _builder_version=&#8221;4.16&#8243; text_font=&#8221;||||||||&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Lato|700|||||||&#8221; header_2_font_size=&#8221;48px&#8221; header_2_line_height=&#8221;1.2em&#8221; custom_padding=&#8221;|||30px&#8221; header_2_font_size_tablet=&#8221;32px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; border_color_all=&#8221;#fc703d&#8221; border_width_left=&#8221;5px&#8221; border_color_left=&#8221;#849FB5&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Accident &amp; Health Products<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; make_equal=&#8221;on&#8221; padding_top_bottom_link_1=&#8221;true&#8221; padding_top_bottom_link_2=&#8221;true&#8221; padding_top_bottom_link_3=&#8221;true&#8221; padding_left_right_link_1=&#8221;true&#8221; padding_left_right_link_2=&#8221;true&#8221; padding_left_right_link_3=&#8221;true&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;0|0px|27px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#003057&#8243; custom_padding=&#8221;30px|30px|30px|30px&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/172.206.104.62\/rma\/wp-content\/uploads\/sites\/8\/2021\/05\/iconmonstr-danger-1.png&#8221; title_text=&#8221;iconmonstr-danger-1&#8243; _builder_version=&#8221;4.16&#8243; width=&#8221;17.6%&#8221; custom_margin=&#8221;||24px&#8221; custom_padding=&#8221;|42px||||&#8221; always_center_on_mobile=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_blurb title=&#8221;Accidental Death &#038; Dismemberment&#8221; content_max_width=&#8221;1100px&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;Lato|900|||||||&#8221; header_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.4em&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.6em&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;|10px||||&#8221; animation=&#8221;off&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;16px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]Diversified panel of insurance partners specializing in a wide range of industries. Available offerings range from 24 hour to business travel coverage providing large sums insured.[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#9B5306&#8243; custom_padding=&#8221;30px|30px|30px|30px&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/172.206.104.62\/rma\/wp-content\/uploads\/sites\/8\/2021\/05\/accessibility-xl.png&#8221; title_text=&#8221;accessibility-xl&#8221; _builder_version=&#8221;4.16&#8243; width=&#8221;60.8%&#8221; custom_margin=&#8221;||24px&#8221; custom_padding=&#8221;|241px||||&#8221; always_center_on_mobile=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_blurb title=&#8221;Disability &#038; Critical Illness&#8221; content_max_width=&#8221;1100px&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;Lato|900|||||||&#8221; header_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.4em&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.6em&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;|-4px||||&#8221; custom_padding=&#8221;|9px||||&#8221; animation=&#8221;off&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;16px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]RMA&#8217;s Disability and Critical Illness products may be tailored to offer monthly benefits and\/or lump sum benefits in the event of accident or illness.[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,2_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; make_equal=&#8221;on&#8221; padding_top_bottom_link_1=&#8221;true&#8221; padding_top_bottom_link_2=&#8221;true&#8221; padding_left_right_link_1=&#8221;true&#8221; padding_left_right_link_2=&#8221;true&#8221; _builder_version=&#8221;4.22.1&#8243; custom_padding=&#8221;0|0px|0|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.1&#8243; background_color=&#8221;#BC9339&#8243; custom_padding=&#8221;30px|30px|30px|30px&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/172.206.104.62\/rma\/wp-content\/uploads\/sites\/8\/2021\/05\/iconmonstr-medical-12-1.png&#8221; title_text=&#8221;iconmonstr-medical-12&#8243; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;||24px&#8221; custom_padding=&#8221;|228px||||&#8221; always_center_on_mobile=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_blurb title=&#8221;Extended Healthcare &#038; Prescription Drugs&#8221; content_max_width=&#8221;1100px&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;Lato|900|||||||&#8221; header_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.4em&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.6em&#8221; background_layout=&#8221;dark&#8221; animation=&#8221;off&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;16px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]We offer various solutions to protect against abnormal health care and prescription drug claims experience.[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.22.1&#8243; background_color=&#8221;#849FB5&#8243; custom_padding=&#8221;30px|30px|30px|30px&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/172.206.104.62\/rma\/wp-content\/uploads\/sites\/8\/2021\/05\/airplane-57-xl.png&#8221; title_text=&#8221;airplane-57-xl&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;|601px|24px|||&#8221; always_center_on_mobile=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_blurb title=&#8221;Travel &#038; Crisis Management&#8221; content_max_width=&#8221;1100px&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;Lato|900|||||||&#8221; header_font_size=&#8221;22px&#8221; header_line_height=&#8221;1.4em&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.6em&#8221; background_layout=&#8221;dark&#8221; animation=&#8221;off&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;16px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]Solutions may be customized to include Emergency Medical and Trip Interruption Benefits. Non-Medical Emergency coverage (Crisis Management) may also be added to protect insured members against risks such as Natural Disasters, Political Instability and Terrorism.[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; min_height=&#8221;432.4px&#8221; custom_margin=&#8221;45px|||||&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;|20px||20px|false|true&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;21px||30px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row module_id=&#8221;special&#8221; module_class=&#8221;special&#8221; _builder_version=&#8221;4.27.4&#8243; width=&#8221;100%&#8221; max_width=&#8221;1200px&#8221; custom_margin=&#8221;6px|auto||auto||&#8221; custom_padding=&#8221;0px|||||&#8221; use_custom_width=&#8221;on&#8221; custom_width_px=&#8221;650px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text module_id=&#8221;risk&#8221; module_class=&#8221;risk&#8221; _builder_version=&#8221;4.24.2&#8243; text_font=&#8221;||||||||&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Lato|700|||||||&#8221; header_2_font_size=&#8221;48px&#8221; header_2_line_height=&#8221;1.2em&#8221; custom_padding=&#8221;|||30px&#8221; header_2_font_size_tablet=&#8221;32px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; border_color_all=&#8221;#fc703d&#8221; border_width_left=&#8221;5px&#8221; border_color_left=&#8221;#849FB5&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>A&amp;H Insurance<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; background_enable_color=&#8221;off&#8221; width=&#8221;100%&#8221; max_width=&#8221;1200px&#8221; custom_margin=&#8221;6px|auto||auto||&#8221; custom_padding=&#8221;0px||0px|||&#8221; use_custom_width=&#8221;on&#8221; custom_width_px=&#8221;650px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text module_id=&#8221;reinsurance&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#0A0000&#8243; text_font_size=&#8221;17px&#8221; width=&#8221;90%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #1c1c1c;\">Our products may be tailored to accommodate a variety of unique risk situations including, but not limited to:<\/span><\/p>\n<p>[\/et_pb_text][et_pb_blurb icon_placement=&#8221;left&#8221; content_max_width=&#8221;95%&#8221; _builder_version=&#8221;4.24.2&#8243; header_font=&#8221;Lato|900|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#0A0000&#8243; header_font_size=&#8221;22px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.6em&#8221; body_text_align=&#8221;left&#8221; body_text_color=&#8221;#0A0000&#8243; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.5em&#8221; body_link_font=&#8221;||||on||||&#8221; body_link_text_color=&#8221;#FFFFFF&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;0px|||20px|false|false&#8221; animation=&#8221;off&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>High Limit and Keyman Coverage<\/li>\n<li>Special Groups &#8211; Students, Sports Teams Volunteers and Associations<\/li>\n<li>Travel &#8211; Accident and Emergency Medical<\/li>\n<li>Unusual or Hazardous Avocation and Occupation<\/li>\n<li>Mobile Workforce &#8211; Expat\/Inpat<\/li>\n<li>Aircraft &#8211; Owned or Leased<\/li>\n<li>Loss of License &#8211; Aviation, Marine and Other<\/li>\n<li>War &amp; Terrorism &#8211; Coverage Add-on<\/li>\n<li>Prescription Drugs &#8211; Group Aggregrate Stop-Loss<\/li>\n<\/ul>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;-8px|||||&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;-8px|20px||20px|false|true&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||15px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row module_id=&#8221;ahrein&#8221; module_class=&#8221;ahrein&#8221; _builder_version=&#8221;4.16&#8243; width=&#8221;100%&#8221; max_width=&#8221;1200px&#8221; custom_margin=&#8221;6px|auto||auto||&#8221; custom_padding=&#8221;0px|||||&#8221; use_custom_width=&#8221;on&#8221; custom_width_px=&#8221;650px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;||||||||&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Lato|700|||||||&#8221; header_2_font_size=&#8221;48px&#8221; header_2_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;||21px|||&#8221; custom_padding=&#8221;|||30px&#8221; header_2_font_size_tablet=&#8221;32px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; border_color_all=&#8221;#fc703d&#8221; border_width_left=&#8221;5px&#8221; border_color_left=&#8221;#849FB5&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Accident &amp; Health Reinsurance<\/h2>\n<p>[\/et_pb_text][et_pb_text module_id=&#8221;reinsurance&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#0A0000&#8243; text_font_size=&#8221;17px&#8221; width=&#8221;85%&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;4px|||||&#8221; global_colors_info=&#8221;{}&#8221;]RMA gives insurers access to high-quality capacity through a global network of reinsurers. We also offer reinsurance program design, actuarial consulting and pricing, and third-party administration\u2014all backed up by extensive market experience.<\/p>\n<p style=\"text-align: left\">Our team\u2019s extensive knowledge in the reinsurance and retrocession business covers a wide range of short-term accident and health risks on a facultative, treaty, and whole portfolio basis.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;6px||2px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Services&#8221; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.24.2&#8243; header_font=&#8221;Lato|900|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#0A0000&#8243; header_font_size=&#8221;22px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.6em&#8221; body_text_align=&#8221;left&#8221; body_text_color=&#8221;#0A0000&#8243; body_font_size=&#8221;16px&#8221; body_link_font=&#8221;||||on||||&#8221; body_link_text_color=&#8221;#FFFFFF&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;0px|||20px|false|false&#8221; animation=&#8221;off&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Reinsurance program design<\/li>\n<li>High-quality reinsurance capacity<\/li>\n<li>Reinsurance treaty and policy wording<\/li>\n<li>Portfolio management and administration<\/li>\n<li>Underwriting, pricing, and risk assessment<\/li>\n<li>Actuarial consulting<\/li>\n<li>Product development<\/li>\n<li>Claims adjudication and litigation support<\/li>\n<li>Auditing services<\/li>\n<li>Analysis of new insurance products and territories<\/li>\n<\/ul>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Methods&#8221; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;Lato|900|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#0A0000&#8243; header_font_size=&#8221;22px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.6em&#8221; body_text_align=&#8221;left&#8221; body_text_color=&#8221;#0A0000&#8243; body_font_size=&#8221;16px&#8221; body_link_font=&#8221;||||on||||&#8221; body_link_text_color=&#8221;#FFFFFF&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; custom_padding=&#8221;0px|||20px|false|false&#8221; animation=&#8221;off&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<strong><em>Proportional:<\/em><\/strong><\/p>\n<ul>\n<li>Quota share<\/li>\n<li>Surplus of lines or variable quota share<\/li>\n<\/ul>\n<p><strong><em>Non-proportional:<\/em><\/strong><\/p>\n<ul>\n<li>Per person or per risk excess of loss<\/li>\n<li>Known or unknown clash excess of loss<\/li>\n<li>Multi-life catastrophe excess of loss<\/li>\n<li>Aggregate mortality or morbidity stop loss<\/li>\n<\/ul>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; 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